In the fourth report on the national Financial Well-Being Survey, Abt provides a descriptive “snapshot” of the financial well-being of a sample of 759 veterans and retired servicemembers who responded to the survey. This report is the first to use a validated tool—the survey’s Financial Well-Being Scale—to shed new light on the financial situations of veterans. It also provides information about the potential pathways to financial well-being for servicemembers by testing whether a model developed on the U.S. adult population as a whole is valid for this sample of veterans.  These are two critical steps toward identifying and developing policies and programs that can help servicemembers and their families improve their financial lives.